Employer Paid Benefits
Monte Nido & Affiliates’ comprehensive benefits package includes financial protection for you and your family in the event of an accident or death.
BASIC LIFE AND AD&D INSURANCE
Monte Nido & Affiliates automatically provides basic life and AD&D insurance through Equitable Life to all benefits- eligible employees AT NO COST. If you die as a result of an accident, your beneficiary would receive both the life benefit and the AD&D benefit. Please be sure to keep your beneficiary designations up to date.
- Employee life benefit: 1x annual earnings up to a maximum of $400,000
- Employee AD&D benefit: 1x annual earnings up to a maximum of $400,000
Depending on your personal situation, basic life and AD&D insurance might not be enough coverage for your needs. To protect those who depend on you for financial security, you may want to purchase supplemental coverage.
SHORT-TERM DISABILITY
Disability insurance keeps you and your family financially protected if you become unable to work due to an illness or injury.
Monte Nido & Affiliates automatically provides short-term disability (STD) insurance through Equitable Life to all benefits-eligible employees AT NO COST. STD insurance is designed to help you meet your financial needs if you become unable to work due to an illness or injury. Benefits will be reduced by other income, including state-mandated STD plans.
- Benefit: 60% of base weekly pay up to $1,500
- Elimination period: 0 days accident or 7 days sickness
- Benefit duration: Up to 13 weeks
LONG-TERM DISABILITY
Monte Nido & Affiliates automatically provides long-term disability (LTD) insurance through Equitable Life to all benefits-eligible employees AT NO COST. LTD insurance is designed to help you meet your financial needs if your disability extends beyond the STD period.
- Benefit: 60% of base monthly pay up to $13,000
- Elimination period: 90 days
- Benefit duration: Social security normal retirement age
Disability insurance is an important part of your benefits coverage. You may use disability benefits to pay for your necessary expenses while you are unable to work, such as mortgage payments, medical expenses, childcare, and more. If you are enrolled and become unable to work due to an accident, illness, injury, or pregnancy, you must apply for benefits as soon as you are able after your event. Please notify Equitable Life as soon as possible to ensure you qualify for coverage and receive timely payouts.
EMPLOYEE ASSISTANCE PROGRAM
The employee assistance program (EAP) is provided AT NO COST to you and your household through Equitable Life.
Your EAP is a free, strictly confidential service that includes 24/7 online and telephonic counseling and up to three free face-to-face visits per person, per issue, per year with a licensed counselor.
Tools and resources
Browse tools and resources to help you make life's big decisions with budget trackers, wellness self-assessments, and more.
Care options
Find child and elder care to support you and your family's day-to-day needs.
Legal and financial guidance
Receive guidance for buying a home, planning for retirement, budgeting, and more.
Support all year
Connect with a mental health professional about addiction, family, and individual counseling.
When is the best time to use your EAP?
- When you feel burnt out or stretched thin, call to connect with a counselor to find relief.
- When you need help finding care for your child or loved one, call to find care solutions.
- When you need someone to talk to with 24/7 support, you can connect when it’s convenient.
- When you’re not sure of the next step to take, reach out for legal and financial planning.
Don’t hesitate to reach out whenever you need it. No personal information is ever shared with Monte Nido & Affiliates and access to the EAP is completely confidential.
Access your EAP by calling 833-256-5115 or visiting guidanceresources.com (web ID: EQUITABLE3).
HOW TO ENROLL
OPEN ENROLLMENT HAS ENDED.
FOR NEW HIRES, COMPLETE THE FOLLOWING STEPS:
Self-enroll in your benefits through ADP.
Review the available plan options and log into www.workforcenow.adp.com.
To start the enrollment process, navigate to Myself > Benefits > Enrollments.
Add or edit your dependents and beneficiaries.
You will need a social security number and date of birth
to add a dependent or beneficiary.
Elect or decline coverage.
Review your elections before you submit.
Once you have finalized your enrollment, print your confirmation statement or send it to yourself via email and keep for your records.