Accidents are the fifth leading cause of death for people of all ages. Unfortunately, many families may be financially unprepared for this unexpected loss. A serious injury or the accidental death of a wage earner can have an economic impact.

Reasons to enroll:

• Accident Protection – benefits are provided for covered losses resulting from accidental injuries.
• Flexible Planning – you select the amount
• Affordable Cost – costs may be lower than an individual policy
• Worldwide Coverage – coverage is in force 24 hours a day, on or off the job, anywhere in the world
• Guaranteed Acceptance – coverage for eligible persons
• Family Coverage Available – you may insure your spouse and eligible children
• Payroll Deductions – contribution will be made through convenient payroll deductions
• First Dollar Benefits – benefits are payable in addition to any other insurance you may have at the time of the accident.

For further information and rates, please refer to the Voluntary AD&D Summary, found to the right of this page.