Voluntary Benefits
New for 2024, Critical Illness, Accident and Hospital Indemnity insurance can help cover unexpected medical and nonmedical costs if you or a loved one has a serious health event. These plans are not medical insurance; rather, they supplement what your medical insurance covers by providing you a lump-sum, cash benefit in the case of a covered illness, accident, or hospitalization.
Choose one, two or all three of these plans – whatever fits you best.
Critical Illness Insurance
This insurance provides a fixed, lump-sum benefit if a critical illness strikes – including heart attack, stroke, paralysis and more. You may choose:
You will be paid a percentage of the amount of coverage you choose, depending on your diagnosis. For example, if you’re diagnosed with cancer, heart attack, stroke, Parkinson’s
Disease, or major organ failure, you will receive 100% of the benefit amount. However, you would receive 5% for skin cancer or 50% for Coronary Artery disease.
These benefits are paid directly to you and can be used for any reason, including:
- Medical deductibles
- Prescriptions
- Transportation
- Childcare
- Living expenses
You can also receive $50 per calendar year for getting a wellness screening.
Your premium is based on your age and the amount of coverage you choose. Your per-paycheck amount will be shown when you enroll in Workday. For a complete listing of illnesses, benefits and premiums, see the plan document.
Accident Insurance
No one likes to think about the possibility of an accident, but the likelihood — as well as the havoc it can cause for families — is very real. Whether it’s an automobile accident, sports injury or the inevitable slip-and-fall, an accident can bring about not only lifestyle challenges but tangible economic ones as well.
Here are some examples showing the benefit amount you would receive if you experience any of these things below as a result of a covered accident:
See the plan document for more details.
Hospital Indemnity Insurance
The Hospital Indemnity Plan pays a daily benefit if you have a covered stay in a hospital or critical care unit. The benefit amount is determined based on the type of facility and the number of days you stay
See the plan document for more details.
OPEN ENROLLMENT FOR 2024 BENEFITS HAS ENDED.
You have three ways to enroll:
- Call 888-246-6680 (Monday - Friday from 8 a.m. to 8 p.m. EST) during the open enrollment period. Benefits counselors are ready to assist you.
- Schedule an appointment below with a benefits counselor during the open enrollment period.
- Self-enroll by clicking here: https://stitchfix.onelogin.com/portal