OPEN ENROLLMENT FOR 2024 BENEFITS HAS ENDED. IF YOU ARE A NEW HIRE OR IF YOU HAVE EXPERIENCED A QUALIFYING LIFE EVENT, PLEASE FOLLOW THE INSTRUCTIONS AT THE BOTTOM OF THE PAGE.
Learn more how to enroll at the bottom of the page.
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Stitch Fix is all about helping customers get the look, style, and comfort that works for their lives. We also try to make it easy for employees to pick benefits that best fit their lives. Each year, shop for benefits that best meet your needs for the year ahead.
Eligibility and enrollment
Who can shop for benefits?
You are eligible for benefits if you are a full-time employee working 30 or more hours per week.*
You may also enroll other family members in your benefits coverage. When covering dependents, you must choose the same plans for your dependents as you select for yourself.
Eligible dependents include:
- Your legal spouse or qualified domestic partner.**
- Children under the age of 26; there are no limitations or prerequisites such as student or marital status.
- Children may continue coverage past age 26 if they are fully dependent on you for support due to a mental or physical disability, as indicated as such on your federal tax return.
The cost to you for dependent coverage will vary depending on the number of dependents you enroll in the plan and the particular plan you choose.
Returns not allowed (with a few exceptions)
Once you elect your benefits, they remain in effect for the entire plan year — January 1 through December 31, 2024.
You may change coverage during the plan year only if you experience a qualifying life event (QLE) and must take action in Workday within 30 days of the event date.
Qualifying life events include:
- Marriage
- Divorce or legal separation
- Birth of your child
- Death of your spouse or dependent child
- Adoption of or placement for adoption of your child
- Dependent gains or loses coverage through another source
- A significant change in your or your spouse’s health coverage due to your spouse’s employment
- Change of employment status by you or your spouse
- Qualification by the Plan Administrator of a Medical Child Support Order
- Loss of coverage under your parent’s plan
*Part-time employees working 20 or more hours per week are eligible for Carrot and Modern Health.
**If you elect to cover a domestic partner, you will pay income and Social Security tax on the portion of the insurance premium Stitch Fix contributes to your partner’s coverage.
Find your fit
No matter where you are in life’s journey, you can shop for and purchase the benefits that best meet your needs for 2024. Do you see yourself in any of these descriptions? Look for these personas throughout this guide to help find your right fit.
Discovery
- Are you in your early career?
- Are you new to healthcare or transitioning off your parents’ insurance?
The Discovery persona typically needs minimal care and wants to save more per paycheck, but still wants an annual wellness exam and the option to see a doctor occasionally.
Growth
- Are you mid-career?
- Are you thinking about starting a family or do you already have young children?
- Do you understand the basics of healthcare, but still find it confusing?
The Growth persona typically needs more ongoing care and is willing to invest in care to get the most out of their benefits.
Stability
- Are you mid-to-late career?
- Are you caring for kids and parents?
- Do you understand the basics of healthcare and typically choose the same plan year after year?
The Stability persona typically knows the level of care they need each year and have regular prescriptions, etc. They are willing to invest in care, but are also thinking about retirement.
Legacy
- Are you late-career?
- Are you thinking about retirement or transitioning to Medicare in the next 5-10 years?
The Legacy persona is typically stable, but additional care needs may be increasing. Controlling costs is becoming more important.
Need Assistance Finding The Right Plan? ALEX can help!
ALEX®, the official Stitch Fix benefits counselor, helps you find the plan that fits you and your family the best, with easy-to-understand explanations for any questions you might have along the way. Click here to ask ALEX.
Terms to Know
In-network/Out-of-network
Each medical plan has a network of providers, including doctors and hospitals. Some medical plans cover both in- and out-of-network providers; others only pay when you stay in the network (unless it’s an emergency). You will always pay less if you see a doctor or receive services within the provider network.
The easiest way to find which providers are in-network is to log in to the insurance provider’s website or call the number on the back of your card.
Deductible
The amount you must pay for your care before the medical plan begins to cover a portion of your costs. The deductible is an important consideration when picking the right health plan for you.
Coinsurance
Once you have met your deductible, the medical plan begins to pay coinsurance — a percentage of covered expenses. You will pay the balance.
Copayment
A fixed dollar amount for things such as a doctor visit that you pay at the time you receive care.
Out-of-pocket maximum
This is the maximum amount you will pay for healthcare costs in a calendar year. Once you have reached the out-of-pocket maximum, the plan will pay 100% for all eligible medical expenses.
Provider
Providers are people or places that deliver care. For example, a doctor, a dentist, a hospital, or a physical therapist.
OPEN ENROLLMENT FOR 2024 BENEFITS HAS ENDED.
You have three ways to enroll:
- Call 888-246-6680 (Monday - Friday from 8 a.m. to 8 p.m. EST) during the open enrollment period. Benefits counselors are ready to assist you.
- Schedule an appointment below with a benefits counselor during the open enrollment period.
- Self-enroll by clicking here: https://stitchfix.onelogin.com/portal