SAFEbuilt offers two medical plan options through Anthem.
Before you enroll in medical coverage, take some time to fully understand how each plan works.
MEDICAL COSTS
Listed below are the monthly costs for medical insurance. The amount you pay for coverage is deducted from your paycheck on a pre-tax, bimonthly basis.
Participation in the wellness program allows you to save on your medical insurance premiums.
The table below summarizes the benefits of the Anthem medical plans.
The Anthem plans offer in- and out-of-network benefits, providing you the freedom to choose any provider. You will pay less out of your pocket when you choose an in-network provider. Locate an Anthem network provider at anthem. com > Find Care > Select plan for basic search > Medical Plan or Network > Ohio > Medical Plan (Employer-Sponsored); National PPO (BlueCard PPO).
The coinsurance amounts listed reflect the amount you pay. Please refer to the official plan documents for additional information on coverage and exclusions.
(1) Primary care visit. (2) Specialist visit.
Note: If you are Medicare eligible or will become Medicare eligible in 2023 and would like more information about your options, coordinating coverage with Medicare and/or HSA limitations, please contact the Benefits Team.
HDHP: The family deductible is non-embedded: The cost shares of all family members apply to one shared family deductible. There is no individual deductible except for those enrolled in employee-only coverage.
The out-of-pocket (OOP) maximum is embedded: The amounts for all covered family members apply to both the individual and family. No one member will pay more than the per person OOP maximum.
PPO: The family deductible and OOP maximum are embedded: The amounts for all covered family members apply to both the individual and family. No one member will pay more than the per person deductible or per person OOP maximum.
In-network preventive care is free for medical plan members.
The SAFEbuilt medical plans pay 100% of the cost of preventive care when received from a network provider. This means you won’t have to pay anything out of your pocket.
SAVE MONEY ON YOUR HEALTH CARE
Note: Some services are generally not considered preventive if you get them as part of a visit to diagnose, monitor, or treat an illness or injury.
Please be aware that you will be responsible for the cost of any non-preventive care services you receive at your preventive care exam based on your plan design. Learn more about preventive care at anthem.com.
Know where to go for your health care.
Where you go for medical services can make a big difference in how much you pay and how long you wait to see a health care provider. Use the chart below to help you choose where to go for care.
ANTHEM TOOLS AND RESOURCES
If you enroll in a SAFEbuilt medical plan, you will have access to the following Anthem Tools and Resources.
CONDITIONCARE
If you have asthma, diabetes, chronic obstructive pulmonary disease (COPD), heart disease, or heart failure, ConditionCare can give you the tools and resources you need to take charge of your health. With this program, you have 24/7 access to nurses who can answer health questions along with support from other health care professionals to help you reach your health goals. There are also educational guides, newsletters, and tools to help you learn more about your condition. Call Anthem at 866-962-0957 to sign up for this program.
FUTURE MOMS PROGRAM
As soon as you know you’re pregnant, you should sign up for this exciting program. Included in the program is a nurse specializing in obstetrics who can answer your questions 24/7 and call you to check on your progress. You will also receive the Mayo Clinic Guide to a Healthy Pregnancy, a screening to check your health risks, resources to help you make healthier decisions during your pregnancy, and have free phone access to pharmacists, nutritionists, or other specialists, if needed. You can sign up by calling Anthem at 800-828-5891.
24/7 NURSELINE
Whether it’s 3 a.m. or a lazy Sunday afternoon, you can talk to a registered nurse any time of the day or night. These nurses can answer questions about health concerns, help you decide where to go for care, help you find providers or specialists in your area, and remind you about scheduling important screenings and exams. The NurseLine is available at 800-337-4770.
LIVEHEALTH ONLINE
Using LiveHealth Online, you can have a private and secure video visit with a board-certified doctor or licensed therapist on your smartphone, tablet, or computer with a webcam. It’s an easy way to get the care you need at home or on the go.
When your own doctor isn’t available, use LiveHealth Online 24/7 if you have pink eye, a cold, the flu, a fever, allergies, a sinus infection, or other common health conditions. A doctor can assess your condition, provide a treatment plan, and even send a prescription to your pharmacy, if needed.
Sign up today!
Rather than waiting to sign up when you’re not feeling well, register today so you’re ready for a visit when you need one. To sign up, visit livehealthonline.com or download the free LiveHealth Online app to your mobile device.
Note: Online counseling is not appropriate for all kinds of conditions. If you are in crisis or have suicidal thoughts, it’s important that you seek help immediately. Please call 800-784-2433 (National Suicide Prevention Lifeline) or 911 and ask for help. If your issue is an emergency, call 911 or go to your nearest emergency room. LiveHealth Online does not offer emergency services.
ANTHEM MEMBER PORTAL
Register at anthem.com to access your coverage details, review your claims history, print a temporary ID card, and more. Then, download the Sydney Health app to access your medical benefits on the go.
TELEHEALTH FOR ANTHEM MEMBERS
Anthem partners with LiveHealth Online to provide you with 24/7/365 access to board-certified physicians by video or phone. Visit livehealthonline.com to sign up.
LiveHealth Online Psychology
You can get help for anxiety, depression, grief, panic attacks, and more using LiveHealth Online Psychology. Schedule an appointment with a therapist at livehealthonline.com or by calling 888-548-3432 from 8 a.m. to 8 p.m. your local time, seven days a week.
WELLNESS PROGRAM
SAFEbuilt provides a wellness program through Asset Health to all employees and spouses enrolled in a SAFEbuilt medical plan.
Lasting commitment to health and wellness means understanding that your wellbeing is a lifelong journey and SAFEbuilt is here to support you along the way with programs and features offered by Asset Health. If we create habits that enhance our wellbeing and keep us motivated in the short term, then we will stay committed for the long term.
Not only will you have the opportunity to better understand your health, participating in the program can save you money on your medical premiums!
Completion of the 2022 Wellness Program requirements by October 31* will earn you a 2023 medical premium credit of $20 per month each for you and your covered spouse. That’s a savings of up to $240 per year for employee-only medical coverage and up to $480 per year if your spouse is covered and also participates. Participation and completion of the Wellness Program health initiatives in 2023 will earn you the medical premium discount for 2024.
How to earn your medical premium discount:
- Health risk assessment (HRA)
- Biometric screening
- Earn three Activity Points by completing any of the following:
- Wellness challenges
- Online courses
- SMART goals
- Preventive dental and vision exams
- NEW for 2023: Gender/age-appropriate preventive exam
- Lifestyle management coaching calls
Refer to the Program Guide for more details.
*2022 and 2023 new hires have different Wellness Program requirements. Refer to the full Program Guide for more details.
With Asset Health, via desktop or mobile device, you will be able to read condition-specific information, use interactive tools, and enjoy the Asset Health TALK newsletter which covers seasonal topics, healthy recipes, and tips like how to reduce stress and stay energized throughout the work day.