DENTAL INSURANCE
SAFEbuilt offers three dental insurance plan options through Guardian.
The Guardian PPO Plan and the Guardian PPO Buy-Up Plan offer in- and out-of-network benefits, providing you the freedom to choose any provider. However, you will pay less out of your pocket when you choose a Guardian provider.
The Guardian DHMO Plan provides in-network benefits only. Locate a Guardian network provider at guardiananytime.com. The Guardian DHMO Plan is only available in the following states: CA, CO, FL, IL, MI, and OH. DHMOs have more limited networks than PPO’s.
The table below summarizes key features of the dental plans. The coinsurance amounts listed reflect the amount you pay. Please refer to the official plan documents for additional information on coverage and exclusions.
Enrollment in any of the Guardian Dental plans includes a college tuition perk described below.
* Enrollment in the Guardian PPO Buy-Up Plan includes a rollover benefit that is described here.
SAGE COLLEGE TUITION BENEFIT
Employees participating in any of the Guardian Dental plans will earn tuition rewards that can be used to pay for up to one year’s tuition at a SAGE Scholar college.
What can you expect from the college tuition benefit?
- 2,000 tuition rewards are awarded to the subscriber when you enroll in the dental plan and register an eligible student(s). Subscriber Tuition Rewards can be allocated to any registered student. Eligible students include children, grandchildren, nieces, and nephews.
- 500 tuition rewards are given to each student registered. Student tuition rewards can only be used by the specific registered student.
- 2,000 additional tuition rewards are awarded annually to the subscriber following the plan anniversary date.
- 2,500 bonus tuition rewards are given to the subscriber the month following the fourth year in the chosen program for a total of 4,500 for that year.
To find out more information or to register, go to guardian.collegetuitionbenefit.com.
DENTAL COSTS
Listed below are the monthly costs for dental insurance. The amount you pay for coverage is deducted from your paycheck on a pre-tax, bimonthly basis.
VISION INSURANCE
SAFEbuilt offers a vision insurance plan through Anthem.
You have the freedom to choose any vision provider. However, you will maximize the plan benefits when you choose a network provider. Locate an Anthem network provider at anthem.com, click on “Find Care”, select “Guests”, and choose “Vision”.
The table below summarizes key features of the vision plan. Please refer to the official plan documents for additional information on coverage and exclusions.
VISION COSTS
Listed below are the monthly costs for vision insurance. The amount you pay for coverage is deducted from your paycheck on a pre-tax, bimonthly basis.
