BENEFITS BUILT FOR YOU

SAFEbuilt

OPEN ENROLLMENT FOR 2024 BENEFITSBEGINS ON 10/30 AND ENDS ON 11/12

Please follow the instructions at the bottom of the page to enroll.

At SAFEbuilt, we care about you. That’s why we offer benefits that support your physical, emotional, and financial health.

Understanding your benefits and knowing how to use them is just as important as having access to them. Review this guide to learn about the benefits available to you for the 2024 plan year (January 1, 2024, through December 31, 2024). Then, choose the options that are best for you and your family.

WHO IS ELIGIBLE

If you are actively working at least 30 hours per week, you are eligible for benefits on the first day of the month following date of hire.

Many of the plans allow you to cover your eligible dependents, which may include:

  • Your legal spouse, civil union partner, or domestic partner.
  • Your children to age 26 (unless provided otherwise under applicable law), regardless of student, marital, or tax-dependent status (including a stepchild, legally-adopted child, a child placed with you for adoption, or a child for whom you are the legal guardian).
  • Your dependent children of any age who are physically or mentally unable to care for themselves.

CHANGING YOUR BENEFITS

Due to IRS regulations, once you have made your elections for 2023, you cannot change your benefits until the next annual open enrollment period, unless otherwise stated in this guide.

The only exception is if you experience a qualifying life event. Election changes must be consistent with your life event.

Qualifying life events include, but are not limited to:

  • Marriage, divorce, or legal separation.
  • Birth or adoption of an eligible child.
  • Death of your spouse or covered child.
  • Change in your spouse’s work status that affects his or her benefits.
  • Change in your child’s eligibility for benefits.
  • Qualified Medical Child Support Order.
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DECISION SUPPORT TOOL

Benefits can be confusing and shopping for health insurance can be “very stressful.” When employees lack knowledge about benefits, they unfortunately, often end up underinsured or buy coverage they don’t need.

With DecisionIQ within our UKG Benefits portal, you receive intelligent, personalized guidance for all types of benefits, so you can navigate complex choices with ease. The DecisionIQ artificial intelligence and machine learning-based models use demographic, dependent, eligibility, risk-tolerance and regional cost data to offer hyper-personalized suggestions for best-fit plans and coverage amounts.

Here’s how it works:

  • Log into UKG, begin the Open Enrollment process and select a benefit, such as the Medical Plan. When you see the following on the screen, DecisionIQ has already made an initial determination on best plan based on your age, gender, covered family members and location.
  • Click on the “Personalize My Best Match” and DecisionIQ will present you with some questions for even more tailored recommendations.
  • You’ll then receive cost estimates that are based on your regional cost data instead of national averages, which means cost estimates are more accurate.
  • Lastly, the information you enter is completely confidential. NONE of it is shared with, or accessible by SAFEbuilt.

You have three options to enroll during open enrollment:

  1. Log into UKG, then:
    • Select the menu tab “Myself”
    • Select "Benefits"
    • Select “Manage my Benefits”
    • Follow the prompts. There are a multitude of materials available as you walk through the process, including detailed plan booklets.
    • Be sure to review your beneficiary designations to ensure records are up to date.
  2. Call 888-246-6709, Monday–Friday from 6 a.m. to 6 p.m. MST.  Professional benefits counselors are standing by.
  3. Schedule an appointment below to speak with a professional benefits counselor.