At Monte Nido & Affiliates, we are invested in you. That’s why we’ve designed a benefits package that helps to support your total wellbeing—physically, emotionally, and financially.
Use this site as a tool to help you make the best benefits decisions for you and your family for the 2022–2023 plan year (August 1, 2022–July 31, 2023). The information inside this site can help you review your health coverage options, check out tax savings opportunities, and learn about voluntary benefits options.
ELIGIBILITY
If you are scheduled to work at least 30 hours per week and are designated as full- time, you are eligible for benefits on the first day of the month following 30 days of employment.
As you become eligible for benefits, so do your eligible dependents. In general, eligible dependents include:
- Your legal spouse or domestic partner*.
- Your child(ren): This includes your children to age 26, regardless of student, marital, or tax-dependent status (including a stepchild, legally-adopted child, a child placed with you for adoption, or a child for whom you are the legal guardian) as well as children of any age who are physically or mentally unable to care for themselves.
- Over-age dependents (ages 27–30) may continue medical coverage if unmarried and do not have a dependent, are Florida residents or full- or part- time students and not enrolled in any other health plan and not entitled to benefits under Title XVIII of SSA unless handicapped.
For more information contact Human Resources at hr@montenido.com.
*Your domestic partner must have lived with you for six months or more in a committed relationship and is not a relative.
Enrollment
You can only sign up for benefits or change your benefits at the following times.
- Within 30 days of joining Monte Nido & Affiliates as a new employee.
- During the annual benefits enrollment period.
- Within 30 days of a qualifying life event.
The choices you make at this time will remain in place through July 31, 2023, unless you experience a qualifying life event. If you do not sign up for benefits during your initial eligibility period, you will not be able to elect coverage until the next open enrollment period.
QUALIFYING LIFE EVENTS
Due to IRS regulations, some benefits are binding for the plan year beginning August 1 and ending on July 31. However, with supporting documentation, you may modify some benefit elections if you experience a change in status. If you experience a qualifying life event, you must notify Monte Nido & Affiliates within 30 days of the change in status. You will be required to provide proof of the change.
COST OF YOUR BENEFITS
Monte Nido & Affiliates contributes to some of your benefits.
Some benefits are 100% paid by Monte Nido & Affiliates, while others require that you contribute a portion or pay the full cost. See the cost chart for details.
KEY TERMS TO KNOW
Take the first step to understanding your benefits by learning these four common terms.
COPAY
A fixed dollar amount you may pay for certain covered services. Typically, your copay is due at the time of service.
DEDUCTIBLE
The amount you must pay each year for certain covered health services before your insurance plan will begin to pay.
COINSURANCE
After you meet your deductible, you may pay coinsurance, which is your share of the costs of a covered service.
OUT-OF-POCKET MAXIMUM
This includes copays, deductibles, and coinsurance. Once you meet this amount, the plan pays 100% of covered services the rest of the year.
HOW TO ENROLL
Self-enroll in your benefits through ADP.
Review the available plan options and log into www.workforcenow.adp.com.
To start the enrollment process, navigate to Myself > Benefits > Enrollments.
Add or edit your dependents and beneficiaries.
You will need a social security number and date of birth to add a dependent or beneficiary.
Elect or decline coverage.
Review your elections before you submit.
Once you have finalized your enrollment, print your confirmation statement or send it to yourself via email and keep for your records.