Life and AD&D insurance
Rise Broadband provides basic life and accidental death and dismemberment (AD&D) insurance to all benefits-eligible employees AT NO COST. You have the option to purchase supplemental life and AD&D insurance.
Basic life and AD&D insurance
Rise Broadband automatically provides basic life and AD&D insurance through Sun Life to all benefits-eligible employees AT NO COST. If you die as a result of an accident, your beneficiary would receive both the life benefit and the AD&D benefit.
- Life benefit: 1x annual earnings ($50,000 minimum) up to a maximum of $300,000
- AD&D benefit: 1x annual earnings ($50,000 minimum) up to a maximum of $300,000
Disability insurance
Disability insurance is designed to help you meet your financial needs if you become unable to work due to an illness or injury.
Short-term disability insurance
Rise Broadband automatically provides short-term disability (STD) insurance through Sun Life to all benefits-eligible employees AT NO COST. STD insurance is designed to help you meet your financial needs if you become unable to work due to an illness or injury. Benefits will be reduced by other income, including state-mandated disability plans.
- Benefit: 60% of base weekly pay up to $3,800 per week
- Elimination period: 8 days
- Benefit duration: Up to 12 weeks
Long-term disability insurance
Rise Broadband automatically provides long-term disability (LTD) insurance through Sun Life to all benefits-eligible employees AT NO COST. LTD insurance is designed to help you meet your financial needs if your disability extends beyond the STD period.
- Benefit: 60% of base monthly pay up to $10,000 per month
- Elimination period: 90 days
- Benefit duration: Social security normal retirement age
Employee assistance program
Your employee assistance program (EAP) services are provided AT NO COST to you and your household through ComPsych.
Your EAP is a free, strictly confidential service that includes 24/7 online and telephonic counseling and up to three free face-to-face visits per person, per issue, per year with a licensed counselor.
With the EAP, you have access to:
- Counseling: Three face-to-face sessions with a counselor in your area.
- Consultation and support by phone: Consultations questions about behavioral health related topics, assistance with problem identification, problem-solving skills, approaches, and/or resources to address behavioral concerns.
- Legal assistance: Free 30-minute consultation with an attorney and up to a 25% discount on select fees.
- Financial: Free 30-minute consultation by phone with a qualified specialist on issues such as debt counseling or planning for retirement, as well as a 25% discount on tax planning and preparation.
- Child care: Resources and referrals for child care providers, before- and after-school programs, camps, adoption organizations, and information on parenting and prenatal care.
- Elder care: Resources and referrals for home health agencies, assisted living facilities, social and recreational programs, and long-distance caregiving.
- Pet care: Resources and referrals for pet sitting, obedience training, veterinarians, and pet stores.
- Resources and articles: Access a library of helpful resources and articles to guide your health and wellbeing.
