Employer Paid Benefits

Grifols comprehensive benefits package includes financial protection for you and your family in the event of an accident or death.

Basic Life and AD&D Insurance

Grifols automatically provides basic life and AD&D insurance through Lincoln Financial Group to all benefits-eligible employees AT NO COST. If you die as a result of an accident, your beneficiary would receive both the life benefit and the AD&D benefit. Please be sure to keep your beneficiary designations up to date.

  • Employee life and AD&D benefit: 1.5x annual earnings up to a maximum of $500,000.

Depending on your personal situation, basic life and AD&D insurance might not be enough coverage for your needs. To protect those who depend on you for financial security, you may want to purchase supplemental coverage.

Short-Term Disability Insurance

Grifols automatically provides short-term disability (STD) insurance through Lincoln Financial Group to eligible employees AT NO COST. STD insurance is designed to help you meet your financial needs if you become unable to work due to an illness or injury. Benefits may be reduced by other income, including state-mandated STD plans.

  • Tiered benefit for income protection based on service:
    • 0–3 years: 60%.
    • 5–15 years: 80%.
    • 3–5 years: 70%.
    • 15+ years (and directors and above): 100%.
  • Up to 12 weeks of disability coverage including 7 calendar day unpaid elimination period.
  • Ability to use accrued PTO to supplement income up to 100%.

STD Maternity Benefits

STD insurance can cover a portion of your income while on paid or unpaid maternity leave. Benefits will be reduced by other income, including state-mandated STD plans.

Long-Term Disability Insurance

Grifols automatically provides long-term disability (LTD) insurance through Lincoln Financial Group to eligible employees AT NO COST. LTD insurance is designed to help you meet your financial needs if your disability extends beyond the STD period.

  • Benefit: 60% of pre-disability earnings up to $10,000 per month.
  • Elimination period: 90 days.
  • Benefit duration: Social security normal retirement age.

Disability insurance is an important part of your benefits coverage. You may use disability benefits to pay for your necessary expenses while you are unable to work, such as mortgage payments, medical expenses, childcare, and more. If you are enrolled and become unable to work due to an accident, illness, injury, or pregnancy, you must apply for benefits as soon as you are able after your event. Please notify Lincoln Financial Group as soon as possible to ensure you qualify for coverage and receive timely payouts.

Business Travel Accident

Grifols automatically provides business travel accident insurance through The Hartford to all benefits-eligible employees AT NO COST.

Business travel accident insurance provides a benefit for death or dismemberment that occurs while traveling for Grifols business.

Employer Paid Benefits
    Add a header to begin generating the table of contents
    Resources

    DURING OPEN ENROLLMENT (11/7-12/3) YOU HAVE THREE WAYS TO ENROLL:

    1. Call 833-557-0382 to speak to a professional benefits counselor.
    2. Schedule an appointment below with a benefits counselor during the enrollment period.
    3. Enroll for benefits online at employeenavigator.com/benefits/account/login. Look for the Enroll Now! menu item. If you are a new user, register at employeenavigator.com/benefits/account/register
      Your Company Identifier is: CreTestSol