Employer Paid Life and Voluntary Life

Basic Life / AD&D Insurance

Mutual of Omaha

Nation’s Best Holdings, LLC.’s comprehensive benefits package includes financial protection for you and your family in the event of an accident or death.

Nation’s Best Holdings, LLC. automatically provides basic life and AD&D insurance through Mutual of Omaha to all benefits-eligible employees AT NO COST. If you die as a result of an accident, your beneficiary would receive both the life benefit and the AD&D benefit. Benefits reduce to 65% at age 65 and 50% at age 70. Benefits terminate upon retirement. Please be sure to keep your beneficiary designations up to date.

  • Employee life benefit: 1x annual earnings up to a maximum of $250,000
  • Employee AD&D benefit: 1x annual earnings up to a maximum of $250,000

Voluntary Life / AD&D Insurance

Mutual of Omaha

Nation’s Best Holdings, LLC. provides you the option to purchase supplemental life and AD&D insurance for yourself, your spouse, and your dependent children through Mutual of Omaha.

You must purchase supplemental coverage for yourself in order to purchase coverage for your spouse and/or dependents. Supplemental life rates based on your spouse’s date of birth. Benefits will reduce to 65% at age 65 and to 50% at age 70. Benefits terminate upon retirement.

  • Employee: $10,000 increments up to $500,000 or 5x annual salary, whichever is less—guarantee issue: $150,000
  • Spouse: $5,000 increments up to $250,000 or 50% of the employee’s election, whichever is less—guarantee issue: $25,000
  • Dependent children: $10,000—guarantee issue: $10,000

If you elect supplemental coverage when you’re first eligible to enroll, you may purchase up to the guarantee issue amount(s) without completing a statement of health (evidence of insurability). If you do not enroll when first eligible, and choose to enroll during a subsequent annual open enrollment period, you will be required to submit evidence of insurability for any amount of coverage. Coverage will not take effect until approved by Mutual of Omaha.

Employer Paid Life and Voluntary Life
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    Resources
    • Basic Life Summary
    • Voluntary Life Summary
    OPEN ENROLLMENT FOR 2024-2025 BENEFITS BEGINS ON 1/29 AND ENDS ON 2/15.
    You have three ways to enroll!
    1. Call 866-430-3009 Monday - Friday from 7 a.m. to 7 p.m. CST during your enrollment eligibility period. Benefits counselors are ready to assist you.
    2. Schedule an appointment below with a benefits counselor during the enrollment period.
    3. Self-enroll by registering as a New User here: https://workforcenow.adp.com