401(k) RETIREMENT SAVINGS PLAN
Navajo Express offers a 401(k) retirement savings plan administered by Principal.
Navajo Express provides employees a golden opportunity to save for retirement while lowering tax burden on those savings through Principal.
Below is a brief summary of the benefits and eligibility for participation in this retirement program:
- Options include pre-tax 401(k) plan and post-tax Roth plan.
- You are given a variety of investment options and the convenience of saving through automatic payroll deductions.
- The amount you choose to defer from your pay is tax deductible (Roth plan excluded), while the investment earnings is tax deferred.
VESTING
Vesting refers to your “ownership” of a benefit from your plan. You are always 100% vested in the money you contribute to the plan and the earnings on that money.
![Screen Shot 2022-07-17 at 5.49.50 AM Screen Shot 2022-07-17 at 5.49.50 AM](https://www.employeeconnects.com/wp-content/uploads/2022/07/Screen-Shot-2022-07-17-at-5.49.50-AM.png)