Benefits For You And Your Family

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Open Enrollment Has Ended.
If you are a new hire, follow the instructions at the bottom of the screen.

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Benefits Built For You

At Navajo Express, we care about you. That’s why we offer benefits that support your physical, emotional, and financial health.

Understanding your benefits and knowing how to use them is just as important as having access to them. Review this guide to learn about the benefits available to you for the 2022–2023 plan year (August 1, 2022, through July 31, 2023). Then, choose the options that are best for you and your family.

BENEFITS ELIGIBILITY

If you are scheduled to work at least 30 hours per week, you are eligible for benefits on day 91 of your employment.

Many of the plans allow you to cover your eligible dependents, which include:

  • Your legal spouse, civil union partner (with proof/affidavit), or domestic partner.
    For the medical plan, a working spouse surcharge of $50 per month applies if your spouse is offered medical insurance through his or her employer and enrolls in the Navajo Express medical plan.
  • Your children to age 26, regardless of student, marital, or tax-dependent status (including a stepchild, legally-adopted child, a child placed with you for adoption, or a child for whom you are the legal guardian).
  • Your dependent children of any age who are physically or mentally unable to care for themselves.

Who Pays

Some benefits are 100% paid by Navajo Express, while others require that you contribute.

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Changing Your Benefits

Due to IRS regulations, once you have made your elections for the 2022–2023 plan year, you cannot change your benefits until the next annual open enrollment period.

The only exception is if you experience a qualifying life event. Election changes must be consistent with your life event.

Qualifying life events include, but are not limited to:

  • Marriage, divorce, or legal separation.
  • Birth or adoption of an eligible child.
  • Death of your spouse or covered child.
  • Change in your spouse’s work status that affects his or her benefits.
  • Change in your child’s eligibility for benefits.
  • Qualified Medical Child Support Order.

OPEN ENROLLMENT HAS ENDED

NEW HIRES

  1. Enroll for benefits online at: employeenavigator.com/benefits/Account/Login.