LGO Hospitality offers four medical plan options through Cigna. The plans offer in- and out-of-network benefits, providing you the freedom to choose any provider. However, you will pay less out of your pocket when you choose a network provider. Locate a Cigna network provider at cigna.com.
The table below summarizes the key features of the medical plans. The coinsurance amounts listed reflect the amount you pay. Please refer to the official plan documents for additional information on coverage and exclusions.
*The billed amount is $55.
Cigna LocalPlus Options
The LocalPlus network provides easy access to a select group of quality doctors and hospitals near where you live and work, all at a lower cost.
- When you are in a LocalPlus network area, you must receive care from a health professional or facility in this network to receive in-network coverage (except in the case of a medical emergency).
- If you are away from home and need care, just look for a participating LocalPlus doctor in the area; if one is not available, you can use doctors or hospitals in the Cigna Away From Home Care network.
- If you choose to go outside the LocalPlus network—or outside the Cigna Away From Home Care network when LocalPlus is not available—you will likely pay more.
Visit cigna.com to search for LocalPlus providers.
Medical Insurance Costs
LGO Hospitality covers 50% of the total cost of you and your family’s medical insurance. Listed below are the costs for medical insurance per paycheck. The amount you pay for coverage is deducted from your paycheck on a pre-tax basis.
Note: Employees can earn up to $125 in gift cards through MotivateMe by completing a health risk assessment, online health coaching, a preventive visit, and/or showing proof of gym/fitness memberships. Visit mycigna.com for more information.