The Kenan Advantage Group provides you the option to purchase voluntary short-term disability (STD) insurance through Unum. STD insurance is designed to help you meet your financial needs if you become unable to work due to an illness or injury.

Benefits will be reduced by other income, including state-mandated short-term disability plans and any group short-term disability coverage, if applicable. For additional details on plan provisions, please refer to www.employeeconnects.com/KAG/ or the official plan documents.

Class 1—All Administrative and Salaried Employees of KAG West AZ, NV, and CA:

Benefit: $100 increments up to $2,500 per week, not to exceed 60% of weekly income
Elimination period: 7 days
Benefit duration: 12 weeks

Class 2—All Drivers, Mechanics/Technicians, and Tank Washers:

Benefit: $100 increments up to $700 per week
Elimination period: 14 days
Benefit duration: 11 weeks

Class 3—All Administrative and Salaried Employees, excluding Klemm and Executives:

Benefit: $100 increments up to $2,500 per week, not to exceed 60% of weekly income
Elimination period: 7 days

Benefit duration: 25 weeks

Pre-Existing Condition Limitation

This plan does not cover pre-existing conditions if the disability begins in the first 12 months after your effective date of coverage. You have a pre-existing condition if you received medical treatment, consultation, care, or services (including diagnostic measures) for the condition, or took prescribed medications for it in the 12 months prior to your effective date of coverage.

Below are the rates per $100 of weekly benefit for short-term disability insurance.