Medical Insurance
Isola offers a medical plan through Blue Cross Blue Shield of Arizona (BCBSAZ).
The plan offers in- and out-of-network benefits. However, you will pay less out of your pocket when you choose an in-network provider. Locate a BCBSAZ network provider at azblue.com.
The table below summarizes the benefits of the medical plan. The coinsurance amounts listed reflect the amount you pay. Please refer to the official plan documents for additional information on coverage and exclusions.

(1)The average cost of a virtual care visit with a PCP/Specialist is $59. Virtual counseling/psychiatry visits range from $85–$195, depending on credentials.
MEDICAL COSTS
Listed below are the per pay period and monthly costs for medical insurance. The amount you pay for coverage is deducted from your paycheck on a pre-tax basis.

BlueCross BlueShield's RealAge Test
Ask your doctor about completing a biometric screening to measure your cholesterol, blood sugar, body mass index (BMI), and more. Even if you feel fine today, your numbers may tell a different story. The Sharecare RealAge Test uses these numbers to help you get to know and take control of your health.
If you take BlueCross BlueShield's RealAge test between January 1, 2024 and March 1, 2024, you will receive an additional contribution to your HSA:
- Employee-only:$150
- All other coverage levels: $300
Here are the biometrics the RealAge Test uses to find the difference between your calendar age and your body’s physical age:

In-network preventive care is free for medical plan members.
The cost of your preventive care is covered 100% by the Isola medical plan. This means you won’t have to pay anything out of your pocket.

SAVE MONEY ON YOUR HEALTH CARE

Note: Some services are generally not considered preventive if you get them as part of a visit to diagnose, monitor, or treat an illness or injury. Please be aware that you will be responsible for the cost of any non-preventive care services you receive at your preventive care exam based on your plan design. Learn more about preventive care at azblue.com.
Know where to go for your health care.
Where you go for medical services can make a big difference in how much you pay and how long you wait to see a health care provider. Use the chart below to help you choose where to go for care.
