Medical
NEW! HireVue offers two medical plan options through Cigna.
Before you enroll in medical coverage, take some time to fully understand how each plan works. See page 6 for an overview of the plan benefits.
Ask Yourself These Questions:
- Can you set aside money from your paycheck to save for out-of-pocket health care costs?
Consider the Cigna HDHP. You will have the option to fund a health savings account (HSA) that can save you money on your health care costs. - Do you prefer to pay less when you visit the doctor’s office?
Consider the Cigna Buy-Up Plan. While you will pay more from your paycheck each month for coverage, you will only be responsible for a small copay or cost share when you need care. - Do you or your covered family members take prescription medications on a regular basis?
Consider choosing the Cigna Buy-Up Plan. With this plan, you’ll consistently pay a smaller copay or cost share when you pick up your medication(s) than you would with the HDHP.
Medical Costs
Listed below are the per pay period costs for medical insurance. The amount you pay for coverage is deducted from your paycheck on a pre-tax basis, which means you don’t pay taxes on the amount you pay for coverage.
NEW! HireVue offers medical coverage through Cigna with two plan choices.
- With the high-deductible health plan (HDHP), you will pay less out of your paycheck but more when you need care. When you need care, you pay for all services out of your pocket until you reach your deductible. Once you reach your deductible, you pay a portion of the cost for all other services.
- With the Buy-Up plan, you will pay more for medical insurance out of your paycheck, but less when you need care. When you need care, you will pay a set copay for certain services such as a primary care, specialist, or urgent care visit. For other services, like an inpatient hospital stay or outpatient surgery, you must meet your deductible and then you will be responsible for a percent of costs (coinsurance) until you meet the out-of-pocket maximum.
In-network preventive care is covered 100% on both plans.
The table below summarizes the benefits of each medical plan. The coinsurance amounts listed reflect the amount you pay. Please refer to the official plan documents for additional information on coverage and exclusions.
Find a Cigna provider
To locate the right provider in your selected network, follow the steps below:
- Log into mycigna.com or visit cigna.com and click on “Find a Doctor” at the top of the screen.
- Then, under “How are you Covered?” select “Employer or School.”
- Enter your city, state, or zip code. You can narrow your search further by selecting a specialty or service.
- Log in or select “Continue as guest.”
- Define where you live to show available nearby networks. If you are inside of Utah, search for the PPO network. If you are outside of Utah, search for the Open Access Plus (OAP) network.
- Then, choose your displayed medical plan.
Preventive Care
In-network preventive care is 100% free for medical plan members.
You won’t have to pay anything out of your pocket when you receive in-network preventive care. Practice preventive care and reap the rewards of a healthier future.
- Preventive care helps keep you healthier long-term.
An annual preventive exam can help IDENTIFY FUTURE HEALTH RISKS and treat issues early when care is more manageable and potentially more effective. - Preventive care helps keep your costs low.
With a preventive care exam each year, you can TARGET HEALTH ISSUES EARLY when they are less expensive to treat. You can also effectively manage chronic conditions for better long-term health. - Preventive care keeps your health up to date.
Yearly check-ins with your doctor keeps your health on track with AGE- AND GENDER-SPECIFIC EXAMS, VACCINATIONS, AND SCREENINGS that could save your life.
Some services are generally not considered preventive if you get them as part of a visit to diagnose, monitor, or treat an illness or injury. Please be aware that you will be responsible for the cost of any non-preventive care services you receive at your preventive care exam based on your plan design.
Learn more about preventive care at cigna.com.
Know Where to Go for Care
Where you go for medical services can make a big difference in how much you pay and how long you wait to see a health care provider. Use the chart below to help you choose where to go for care.
