Voluntary Benefits
hireEZ offers the following voluntary benefits through Unum to support your financial wellbeing.
Supplemental Life and AD&D Insurance
hireEZ provides you the option to purchase supplemental life and AD&D insurance for yourself, your spouse, and your dependent children through Unum.
You must purchase supplemental coverage for yourself in order to purchase coverage for your spouse and/or dependents. Supplemental life rates are age-banded and based on the employee’s age. Benefits will reduce to 65%
at age 65 and to 50% at age 70.
- Employee: $10,000 increments up to $500,000 or 5x annual salary, whichever is less—guarantee issue: $110,000
- Spouse: $5,000 increments up to $500,000 or 100% of the employee’s election, whichever is less—guarantee issue: $25,000
- Dependent children: 14 days to 6 months: $1,000; 6 months to age 26: $2,000 increments up to $10,000—guarantee issue: $10,000
If you elect supplemental coverage when you’re first eligible to enroll, you may
purchase up to the guarantee issue amount(s) without completing a statement of
health (evidence of insurability). If you do not enroll when first eligible, and choose
to enroll during a subsequent annual open enrollment period, you will be required
to submit evidence of insurability for any amount of coverage. Coverage will not take
effect until approved by Unum.
Accident Insurance
Accident insurance can help you pay for injuries that occur on or off the job—whether common or severe. If you enroll now, you are guaranteed base coverage without having to answer any medical questions. You’ll receive 24- hour coverage and your benefit will pay a lump-sum directly to you in the event of a covered accident.
This plan includes a wellness benefit of $50 per insured individual per calendar year when a covered health screening test is performed.
Accident Insurance Costs
Listed to below are the monthly costs for accident insurance. The amount you pay for coverage is deducted from your paycheck on a post-tax basis.
- Employee Only: $11.22
- Employee + Child(ren): $27.36
- Employee + Spouse: $19.51
- Employee + Family: $35.65
Critical Illness Insurance
This option will pay a lump-sum benefit directly to you if you are diagnosed with a serious illness. When you enroll, receive up to $30,000 guaranteed issue coverage to ensure you peace of mind in the event of a serious illness. You must be actively working when diagnosed to receive this benefit.
This plan includes a wellness benefit when a covered health screening test is performed. If you elect $15,000 in coverage you are eligible to receive $50 per insured individual per calendar year. If you elect $30,000 in coverage you are eligible to receive $100 per insured individual per calendar year.
- Employee: $15,000, or $30,000—guarantee issue: $30,000
- Spouse: $15,000, or $30,000 (up to 100% of the employee coverage amount)—guarantee issue: $30,000
- Dependent children: Up to 50% of the employee coverage amount—guarantee issue: $15,000
Critical illness insurance rates are age-banded based on coverage amount. Please refer to the official plan documents for rates.
Hospital Indemnity Insurance
This option will pay benefits that help you with costs associated with a hospital visit such as a covered accident, illness, or childbirth. This benefit pays you a lump-sum upon admittance so that you can choose how best to cover your expenses.
This plan includes a wellness benefit of $50 per insured individual per calendar year when a covered health screening test is performed.
Hospital Indemnity Insurance Costs
Listed to below are the monthly costs for hospital indemnity insurance. The amount you pay for coverage is deducted from your paycheck on a post-tax basis.
- Employee Only: $13.92
- Employee + Spouse: $29.49
- Employee + Child(ren): $21.85
- Employee + Family: $37.42
Legal Services
hireEZ provides you the option to purchase a legal services plan through LegalShield.
The legal plan includes advice from an attorney on an unlimited number of topics, letters and phone calls on your behalf, legal document review (up to 15 pages), will preparation, and trial defense hours.
LegalShield Costs
Listed to below are the monthly costs for LegalShield services. The amount you pay for coverage is deducted from your paycheck on a post-tax basis.
- LegalShield Only: $16.30
Identity Theft Protection
hireEZ provides you the option to purchase identity theft protection through LegalShield.
IDShield provides access to comprehensive identity theft service, which provides a suite of products, including: an attorney, continuous credit monitoring, and restoration by a private licensed investigator.
IDShield Costs
Listed to below are the monthly costs for IDShield services. The amount you pay for coverage is deducted from your paycheck on a post-tax basis.
- ⸰ Employee Only: $7.45
- ⸰ Employee + Family: $14.05
- ⸰ Employee Only with LegalShield: $6.45*
- ⸰ Employee + Family with LegalShield: $12.05*
*LegalShield rate of $16.30 will apply in addition to discounted IDShield rate.
Pet Insurance
hireEZ provides you the option to purchase voluntary pet insurance through Nationwide.
Choose between two pet wellness and veterinary plans that you can use at any vet office. Plus, members have access to a free, 24/7 vet helpline.
Pet insurance covers:
- Accidents and injuries
- Dental disease
- Behavioral treatments
- Cancer
- Hereditary and congenital
Enroll at any time throughout the year! There are three simple ways for you to sign up for pet insurance:
- Visit benefits.petinsurance.com/hireEZ.
- Call 877-738-7874 and mention that you’re an employee of Hire TeamMate Inc.
- Visit petsnationwide.com or scan the QR code, and enter your company name.
Worldwide Emergency Travel Assistance
hireEZ automatically provides worldwide emergency travel assistance through Unum/Assist America to all benefits eligible employees AT NO COST.
When traveling for business or pleasure, in a foreign country or just 100 miles from home, you and your immediate family can receive help in the event of a medical emergency. One phone call connects you to multi- lingual, medically certified crisis management professionals, a state-of-the-art global response operations center, and qualified medical providers around the world.
Worldwide emergency travel assistance includes:
- Hospital admission assistance
- Emergency medical evacuation
- Prescription replacement assistance
- Transportation for a friend or family member to join a hospitalized patient
- Care and transport of unattended minor children
- Assistance with the return of a vehicle
- Emergency message services
- Critical care monitoring
- Emergency trauma counseling
- Referrals to Western-trained, English-speaking medical providers
- Legal and interpreter referrals
- Passport replacement assistance
For assistance, call 800-872-1414 (or 2609-986-1234 if outside the US), email medservices@assistamerica.com, or download the Assist America mobile app (reference number: 01-AA-UN-762490) for support anywhere you are.
Resources
OPEN ENROLLMENT BEGINS ON 11/20 AND ENDS ON 12/4.
You have three ways to enroll:
- Self-enroll in your benefits via Workforce Now. Navigate directly by clicking here: ADP Portal.
- Call the Benefits Concierge Center at 866-331-2709. The Concierge Center is open Monday-Friday, 8am-8pm EST.
- Schedule an appointment with a Benefits Counselor by clicking below.