Medical
How do you determine which plan is right for you and your family?
Each plan has a different employee cost, which is the amount you pay out of your paycheck. As you consider which plan makes the most sense for you, think about whether you prefer to pay more each paycheck but less when you need care, or less per paycheck but more when you need care.
Earnhardt Management Company offers three medical plan options through Blue Cross Blue Shield of Arizona (BCBSAZ): the Red Plan, the White Plan, and the Blue Plan.
The plans offer in- and out-of- network benefits, providing you the freedom to choose any provider. However, you will pay less out of your pocket when you choose a network provider. Locate a network provider at azblue.com.
The table below summarizes the key features of the medical plans. The coinsurance amounts listed reflect the amount you pay. Please refer to the official plan documents for additional information on coverage and exclusions.
(1) Depending on place of service, office visit copay may apply.
Note: Prior notification is required for certain services, including clinical trials, dental (accident only), home health care, inpatient hospital stay, outpatient rehab services, skilled nursing facility/inpatient rehab facility services, certain specialty or self-injectable medications, and transplantation services. See coverage booklet for more details.
Health Risk Assessment
Medical Costs
You have to requalify for the wellness spiff every year. If you took the Health Risk Assessment (HRA) around this time last year, you will need to take it again before November 15th to requalify. If you were hired within 2024 and already took the HRA this year, no need to retake it, you will remain eligible for the wellness spiff for the 2024 plan year.
Before you can take the HRA/RealAge Test, you must first register for Sharecare through BCBSAZ.
- Register at azblue.sharecare.com*
- Enter your member ID (letters not necessary – digits only)
- Once you are registered, download the Sharecare app.*
- Complete your biometric screening
- Screening methods may include seeing your doctor or going to a participating lab.
- Biometrics are not required to complete the RealAge test, however, your results will be more accurate with them.
- Take the RealAge Test
- Once completed, you will receive your RealAge results and a personalized report with tips and tricks on how to become your healthiest self.
- After you have completed the RealAge test, you will have access to the RealAge Program – a behavior change program that addresses four major lifestyle risks: stress, sleep, nutrition, and activity.
*Before you download the mobile app, you will need to register at azblue.share.com azblue.sharecare.com using a web browser on your computer or mobile device. Registering first is the only way to get the added benefits from your employer.
Key Terms
The following terms may be helpful to review as you read this guide.
Blue Cross Blue Shield Resources
Federal Transparency in Coverage Rule
This link leads to the machine readable files that are made available in response to the federal Transparency in Coverage Rule and includes negotiated service rates and out-of-network allowed amounts between health plans and healthcare providers. The machine-readable files are formatted to allow researchers, regulators, and application developers to more easily access and analyze data.
Other Resources
TELEMEDICINE
Earnhardt provides all employees enrolled in a BCBSAZ medical plan (and their dependents) with access to telemedicine services through BlueCare Anywhere. This program saves you time and money by allowing you to seek information, advice, and treatment without having to face waiting lines at your doctor’s office or an urgent care center. In many cases, you can even request prescriptions or refills without an office visit.
- Members will pay a $25 copay for medical services or a $15 copay for counseling and psychiatry services received through BlueCare Anywhere.
- Enroll at bluecareanywhereaz.com or download the BlueCare Anywhere mobile app.
MEDICAL CLINIC–HEALTHCARE SOLUTIONS CENTERS, LLC
Free on-site health care available to all Earnhardt employees and dependents covered by an Earnhardt BCBSAZ medical plan.
Clinic Hours
- Mondays:
- Gilbert Dodge: 8 a.m.–4 p.m.
- Chandler Ford: 8 a.m.–4 p.m.
- Tuesdays:
- Avondale Honda: 8 a.m.–2 p.m.
- Camelback Clinic: 9 a.m.–3 p.m.
- Mesa Toyota: 8 a.m.–4 p.m.
- Wednesdays:
- Gilbert Dodge: 8 a.m.–4 p.m.
- North Scottsdale Hyundai: 9 a.m.–3 p.m.
- Chandler Ford: 8 a.m.–4 p.m.
- Thursdays:
- Avondale Honda: 9 a.m.–3 p.m.
- Mesa Toyota: 8 a.m.–4 p.m.
- Fridays:
- Gilbert Dodge: 8 a.m.–12:30 p.m.
- Camelback Clinic: 9 a.m.–3 p.m.
Phlebotomy On-Site
- Avondale Honda:
- Fourth Wednesday of the month: 8–10 a.m.
- Chandler Ford:
- First Friday of the month: 7:30–9:30 a.m.
- Gilbert Dodge:
- Second and fourth Tuesday of the month: 7:30–9:30 a.m.
- Camelback Clinic:
- Monday through Friday: 8:30 a.m.–3:30 p.m.
Clinic hours can also be found at home.earnhardt.com.
CLINIC LOCATIONS
Gilbert Dodge
1521 E. Drivers Way Gilbert, AZ 85257
Chandler Ford
7300 W. Orchid Ln. Chandler, AZ 85226
Mesa Toyota
6136 E. Auto Loop Ave. Mesa, AZ 85206
Avondale Honda
10151 W. Papago Fwy. Avondale, AZ 85323
North Scottsdale Hyundai
8445 E. Frank Lloyd Wright Blvd. Scottsdale, AZ 85260
Camelback Clinic
4831 N. 11th St. Phoenix, AZ 85014
Benefits of using Healthcare Solutions:
- 100% HIPAA and HITECH compliant
- Completely confidential and voluntary
- Free to visit—no copay or deductible
- Same day appointments
- Assess, diagnosis, and treatment at same visit
- Established patient’s telemedicine
- Prescriptions, lab orders, and radiology orders on-site
Examples of services offered:
- Physical exams and DOT exams
- Wellness and preventive care
- Sports physicals
- Treatment of acute infections (i.e. ear, tonsils, colds, flu)
- Order and interpret lab tests and x-rays
- Prescribe and manage medications
- Diagnosis and treatment of chronic health conditions (i.e. asthma, diabetes, arthritis, hypertension, depression)
- Treat sexually transmitted disease and provide counseling
For more information or to book an appointment, visit hcsonsite.com.
Use the “appointment request” link and select your appointment type (existing or new patient). Next, select a clinic location or calendar and choose an available date and time. Fill out all of the requested information and click “submit.” Once we receive your request, Healthcare Solutions Center will contact you as soon as possible to confirm your appointment.
Please bring your insurance ID card with you to your first appointment. If you have any questions, please send an email to info@hcsonsite.com or call 602-424-2101.