Benefits For You And Your Family

Your Company

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  • Open Enrollment Announcement
    for El Paso and Las Vegas Employees - YOU MUST TAKE ACTION

  • Open Enrollment Announcement
    for all other Your Company Employees

Colleagues,

I am proud to share our 2021 benefits offerings with you. Your Company continues to strive to offer competitive benefits that support your wellbeing and that of your eligible dependents. Leveraging our national reach, we were able to provide you with several generous benefit options this year while maintaining an employer commitment to cover approximately 80% of the continually rising health care costs.

Your Company's benefit package, also known as Total Rewards, is valued at more than 30% of your annualized salary. That means if you earn $35,000 in wages, your total compensations (wage and benefits) is valued at more than $45,500. This important guide offers you an overview of your available benefit options, including the 2021 health care premiums.

I encourage you to carefully review your 2021 benefit options. Each of us plays a critical role in delivering on our life-transforming mission and having a dependable, affordable benefits package can help us to show up for our communities every day. On behalf of the donors, patients, and co-workers who rely on you every day, thank you.

Be well,
John Doe
Executive Vice President,
Chief People Officer

View Benefits Guide

Who Is Eligible

Your eligibility for benefits is determined by the hours you are scheduled to work each week. Refer to the table below for details.

DEPENDENT ELIGIBILITY

Many of the plans offer coverage for eligible dependents, including:

  • Your legal spouse or domestic partner.*
  • Your children to age 26, regardless of student, marital, or tax-dependent status (including a stepchild, foster child, legally-adopted child, a child placed with you for adoption, domestic partner’s biological child, or a child for whom you are the legal guardian).
  • Your dependent children of any age who are physically or mentally unable to care for themselves.*

Your qualified domestic partner must be your tax-dependent domestic partner in order for coverage to be on a pre-tax basis. If your domestic partner is not your tax dependent, the contribution you make toward any premium is counted as imputed income. This income is added to your gross wages so employment taxes can be withheld.

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When To Enroll

You can sign up for benefits or change your benefit elections at the following times:

  • Within 30 days of your initial eligibility date (as a newly-hired employee).
  • During the annual benefits open enrollment period.
  • Within 31 days of experiencing a qualifying life event.

The choices you make at this time will remain in place through December 31, 2021, unless you experience a qualifying life event as described below. If you do not sign up for benefits during your initial eligibility period, you will not be able to elect coverage until the next open enrollment period.

Changing Your Benefits

Due to IRS regulations, once you have made your elections for 2021, you cannot change your benefits until the next annual open enrollment period.

The only exception is if you experience a qualifying life event. Election changes must be consistent with your life event.

  • Qualifying life events include, but are not limited to:
  • Marriage, divorce, or legal separation.
  • Birth or adoption of an eligible child.*
  • Death of your spouse or covered child.
  • Entitlement to Medicare or Medicaid.
  • Change in your spouse’s work status that affects his or her benefits.
  • Change in your child’s eligibility for benefits.
  • Qualified Medical Child Support Order.

*Newborns are not automatically added for the first 31 days of life; you must notify your local Human Resources Department.

To request a benefits change, notify your local Human Resources Department within 31 days of the qualifying life event. Change requests submitted after 31 days cannot be accepted. Depending on the type of event, you may be asked to provide proof of the event.

Open Enrollment For 2021 Benefits Has Ended

If you are a NEW HIRE,
you have two ways to enroll:

  1. Register as a new user under the ID “Your Company” and enroll for benefits online at: employeenavigator.com/benefits/Account/Login.  Look for the Enroll now! menu item.
  2. Schedule a call with a benefits counselor below.