WELCOME TO YOUR CCMC BENEFITS WEBSITE!!!
OPEN ENROLLMENT FOR 2024 BENEFITS HAS ENDED. PLEASE REVIEW INSTRUCTIONS AT THE BOTTOM OF THE PAGE TO ACCESS ADP.
Please review your benefit options on this site and follow the instructions at the bottom of the page to enroll.
At CCMC, we are invested in you. That’s why we’ve designed a benefits package that helps to support your total wellbeing—physically, emotionally, and financially.
Use this site as a tool to help you make the best benefits decisions for you and your family for the 2024 plan year (January 1–December 31, 2024). The information inside this site can help you review your health coverage options, check out tax savings opportunities, and learn about voluntary benefits options.
ELIGIBILITY
You are eligible for the following benefits based on hours worked per week:
- Medical, dental, vision, basic life and AD&D, supplemental life and AD&D, voluntary long-term disability, accident, critical illness, and hospital indemnity benefits: If you are scheduled to work at least 30 hours per week, you are eligible for these benefits on the first day of the month following or coinciding with 60 days of employment.
- Short-term disability benefits: If you are scheduled to work at least 30 hours per week, you are eligible for employer-paid short-term disability benefits on the first day of the month following or coinciding with 12 months of employment.
- 401(k) retirement savings plan: If you are a full-time employee who works at least 30 hours per week or a part-time employee who works 29 hours or less per week and at least 21 years of age and older, you are eligible for this benefit on the first day of the month following 60 days of employment.
Many of the plans allow you to cover your eligible dependents, which include:
- Your legal spouse or domestic partner (who has lived with you for at least one year in a committed relationship), is at least 18 years of age, and is not a relative.
- Your children to age 26, regardless of student, marital, or tax-dependent status (including a stepchild, legally adopted child, a child placed with you for adoption, or a child for whom you are the legal guardian) as well as children of any age who are physically or mentally unable to care for themselves.
WHO PAYS
Some benefits are 100% paid by CCMC, while others require that you contribute.
ENROLLMENT
You can only sign up for benefits or change your benefits at the following times.
- Before the first of the month after 60 days of joining CCMC as a new employee.
- During the annual benefits enrollment period.
- Within 30 days of a qualifying life event.
The choices you make at this time will remain in place through December 31, 2024, unless you experience a qualifying life event as described on page 6. If you do not sign up for benefits during your initial eligibility period, you will not be able to elect coverage until the next open enrollment period.
How to Enroll
To enroll in benefits, log into workforcenow.adp.com and follow these steps:
- Enter your User ID and Password, and then click “Sign In.”
- You will be asked questions regarding you and your family, including their birthdates, and possibly their Social Security numbers and phone numbers.
- Don’t forget to designate your beneficiaries, including primary and secondary, if applicable.
- Compare your plan options and choose the best benefit plan for you and your family. When you are ready to confirm your selections, click “Submit Enrollment.”
ADP Mobile App
The ADP mobile app allows you to enroll in your benefits and keep track of them throughout the year.
The ADP mobile app allows you to:
- Report a qualifying life event
- Check your current benefits and who is covered
- Monitor your spending accounts
Benefits Counselor Support
If you have questions about your benefits, schedule an appointment with a Benefits Counselor. You will receive a confirmation email and text reminder with your appointment date and time.
Changing Your Benefits
Due to IRS regulations, once you have made your elections for 2024, you cannot change your benefits until the next annual open enrollment period.
The only exception is if you experience a qualifying life event. Election changes must be consistent with your life event.
Qualifying life events include, but are not limited to:
- Birth or adoption of an eligible child.
- Marriage, divorce, or legal separation.
- Spouse’s work status changed affecting their benefits.
- Death of your spouse or covered child.
- Child’s eligibility for benefits changed.
- Qualified Medical Child Support Order.
To request a benefits change, notify People Operations within 30 days of the qualifying life event. Change requests submitted after 30 days cannot be accepted. You may need to provide proof of the event, such as a marriage license or birth certificate.
Key Terms to Know
Take the first step to understanding your benefits by learning these four common terms.
Copay
A fixed dollar amount you may pay for certain covered services. Typically, your copay is due at the time of service.
Deductible
The amount you must pay each year for certain covered health services before your insurance plan will begin to pay.
Coinsurance
After you meet your deductible, you may pay coinsurance, which is your share of the costs of a covered service.
Out-of-Pocket Maximum
This includes copays, deductibles, and coinsurance. Once you meet this amount, the plan pays 100% of covered services the rest of the year.
How To Enroll
To enroll in benefits, log into workforcenow.adp.com and follow these steps:
- Enter your User ID and Password, and then click "Sign In."
Note: If this is your first time logging in, click the "Sign Up" button. If you are unsure of the registration code, please contact People Operations. - You will be asked questions regarding you and your family, including their birthdates and possibly their Social Security numbers and phone numbers.
- Don't forget to designate your beneficiaries, including primary and secondary, if applicable.
- Compare your plan options and choose the best benefit plan for you and your family. When you are ready to confirm your selections, click "Submit Enrollment."