Voluntary Benefits

bigredf-logo

Hospital Indemnity & Other Fixed Indemnity Insurance

Individual Medical Bridge(SM) insurance’s health screening benefit can help pay for health and wellness tests you have each year.

  • Wellness Brochure

Specified Critical Illness Insurance

If you’re diagnosed with a covered critical illness or cancer, specified critical illness insurance from Colonial Life can help with your expenses, so you can concentrate on what’s most important — your treatment, care and recovery.

  • Critical Illness Brochure

  • Critical Illness Brochure - Spanish

Term Life Insurance

You want what’s best for your family, and that includes making sure they’re prepared for the future. With term life insurance from Colonial Life & Accident Insurance Company, you can provide financial security to help them cover their ongoing living expenses.

  • Term Life Insurance Brochure

  • Term Life Insurance Brochure - Spanish

Accident Insurance - Active Lifestyles Benefit

This benefit increases the amount you receive under your accident insurance plan if you suffer a covered injury. It’s available for you, your spouse and eligible dependent children, as long as they are covered under a Colonial Life accident insurance plan.

  • Accident Insurance Brochure

  • Accident Insurance Brochure - Spanish

  • Accident Insurance - Colonial Voluntary Benefits Summary and Estimated Cost

  • Seguro de Accidentes - Colonial Voluntary Benefits Summary and Estimated Cost

Accident Insurance - Preferred Plan

You never expect an accident to happen. But if it does, your focus should be on recovery — not medical bills. Colonial Life accident insurance can help cover medical costs. Whether the accident is as simple as a cut hand from a fall or as complex as a car accident, you can count on us to support you.

  • Accident Insurance Preferred Plan Brochure

Hospital Confinement Indemnity Insurance

IndividualMedicalBridge(SM) insurance’s health screening benefit can help pay for health and wellness tests you have each year.

  • Hospital Confinement Indemnity Insurance - Health Screening Brochure

  • Hospital Confinement Indemnity Insurance - Health Screening Brochure - Spanish

Hospital Confinement Indemnity Insurance - Plan 2

Our Individual Medical Bridge(SM) insurance can help with medical costs that your health insurance may not cover. These benefits are available for you, your spouse and eligible dependent children.

  • Hospital Confinement Indemnity Insurance - Plan 2 Brochure

  • Hospital Confinement Indemnity Insurance - Plan 2 Brochure - Spanish

Individual Short Term Disability Insurance

If a covered accident or covered sickness prevents you from earning a paycheck, Short Term Disability Insurance can provide a monthly benefit to help you cover your ongoing expenses. Use the worksheet on this page to see how this coverage can help fill gaps so you can focus on recovery.

  • Individual Short Term Disability Insurance Brochure

  • Individual Short Term Disability Insurance Brochure - Spanish

  • Disability Insurance - Colonial Voluntary Benefits Summary and Estimated Cost

  • Fuera del trabajo: protección de ingresos por discapacidad

401(K) RETIREMENT SAVINGS PLAN

Automatic enrollment for all full-time managers and salaried employees at the first of the quarter after 1 year of service with Big Red F.

  • Traditional 401(k) and Roth plans available
  • Multiple fund choices to choose from
  • Big Red F pays all administrative costs and fees

Visit principal.com or call 800-547-7754 for plan information and to elect contributions.

NEW HIRES:

Enroll in benefits by visiting: https://www.eselfserve.com/login_ess.php.

Once logged in, a “task” will appear that alerts you that it’s time to enroll in benefits.  Follow the steps to complete your online enrollment.