Medical
Big Red F offers three medical plan options through Cigna.
Big Red F offers three medical plan options through Cigna. The plans offer in- and out-of-network benefits, providing you the freedom to choose any provider. However, you will pay less out of your pocket when you choose a network provider. Locate a Cigna network provider at mycigna.com.
The table below summarizes the key features of the medical plans. The coinsurance amounts listed reflect the amount you pay. Please refer to the official plan documents for additional information on coverage and exclusions.
Note: If electing dependent coverage, the individual deductible applies for each covered family member (i.e., once each individual reaches the individual deductible, they are subject to coinsurance). Two or more family members can satisfy the family deductible. The same rule applies for the out-of-pocket max.
If you enroll in the Silver Plan, you may be eligible to open and fund a health savings account (HSA) through the financial institution of your choice. Learn more about HSAs at irs.gov/pub/irs-pdf/p969.pdf.
WEEKLY BENEFIT PLAN COSTS
Emotional Well-Being Program
You have access to the emotional well-being program through Cigna. This free program is strictly confidential and helps employees and their family members who are enrolled in the medical health care plan address personal and workplace problems. Services include three face-to-face sessions per issue with a counselor and access to the apps iPrevail and Happify.
To enroll, visit mycigna.com, select “Coverage” and click on “Employee Assistance Program” to obtain an EAP code. Or, call customer service at 877-231-1492 for a referral.
- iPrevail: A digital therapeutics platform designed to help you take control of stress, anxiety, and negative thoughts.
- Happify: Utilizes scientific research and gamification techniques to cultivate resilience. It includes activities that are designed to help you defeat negative thoughts, gain confidence, and reduce stress and anxiety.
Cigna One Guide
Cigna One Guide is available to help you engage in your health and get the most from your medical plan. This concierge service provides a personalized experience that can help you make smarter, more informed choices, and get the most from your medical plans. For more information, call 888-806-5094, visit mycigna.com, or download the myCigna mobile app.