Benefits For You And Your Family

Open enrollment has ended.

Please follow the instructions at the bottom of the page to enroll.

At Americhem, we care about you. That’s why we offer benefits that support your physical, emotional, and financial health.

Understanding your benefits and knowing how to use them is just as important as having access to them. Review this
guide to learn about the benefits available to you for the 2024 plan year (January 1, 2024, through December 31, 2024). Then, choose the options that are best for you and your family.

Benefits Guide

Open Enrollment Announcement

ELIGIBILITY

If you are a full-time employee scheduled to work at least 30 hours per week, you are eligible for benefits. Coverage begins and ends based on the plan rules.

Your legal spouse or domestic partner. For the medical plan, a spousal surcharge of $217 per month applies if your spouse is offered medical insurance through their employer and enrolls in the Americhem medical plan.
Your children (biological, step, adopted, and/or legally obligated).
Your dependent children of any age who are physically or mentally unable to care for themselves.

WHO PAYS

Some benefits are 100% paid by Americhem, while others require that you contribute.

ENROLLMENT

You can only sign up for benefits or change your benefits at the following times.

Within 30 days of joining Americhem as a new employee.
During the annual benefits open enrollment period.
Within 30 days of a qualifying life event.

The choices you make at this time will remain in place through December 31, 2024, unless you experience a qualifying life event. If you do not sign up for benefits during your initial eligibility period, you will not be able to elect coverage until the next open enrollment period.

CHANGING YOUR BENEFITS

Due to IRS regulations, once you have made your elections for 2024, you cannot change your benefits until the next annual open enrollment period.

The only exception is if you experience a qualifying life event. Election changes must be consistent with your life event.

Qualifying life events include, but are not limited to:

Marriage, divorce, or legal separation.
Birth or adoption of an eligible child.
Death of your spouse or covered child.
Change in your child’s eligibility for benefits.
Change in your spouse's work status that affects their benefits.
Qualified Medical Child Support Order.

To request a benefits change, notify Human Resources within 30 days of the qualifying life event. Change requests submitted after 30 days cannot be accepted. You may need to provide proof of the event, such as a marriage license or birth certificate.

Open Enrollment Has Ended. If You Are A New Hire, Follow The Instructions Below To Enroll:

To enroll in benefits, log into workforcenow.adp.com/public/index.htm . Once logged into the portal, you will be automatically directed to the new hire enrollment wizard. You must complete the enrollment process regardless of whether you are electing or waiving coverage. Coverage begins and ends based on the plan rules.